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Since 1992 we have had a significant positive impact on the lending industry. Today, we are still one of the key strategies used by sophisticated borrowers. What we are! We are independent real-estate financing professional who specializes in the origination of residential and commercial mortgage loans. We pass the actual funding and servicing of loans on to wholesale lending sources. We are also an independent contractor working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, we provide the most efficient way to obtain financing tailored to your specific financial goals. What We Do! In the volatile home-lending market, we can serve as safeguards, offering our clients security, safety, and peace of mind. One of our most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. We wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. We Handle the Details! There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a us to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction. We also: - Discusses and explains financing program options
- Informs you, in writing, of lock-in options
- Explains all documents of the loan application
- Explains all associated costs of the loan application
- Explains the disbursement of all loan applications
- Explains the loan process, from application to closing
- Provides you with a good faith estimate of cost and fees
- Communicates with you throughout the loan process in a timely manner
- Coordinates the final closing of your transaction
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