Congratulations. 

On your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time home buyer. We at Premiere will walk you through the process to keep you on track and make this a very rewarding procedure.

First: lets determined what you may qualify for and prepare your pre-qualification letter. Input your information into the calculator and click Qualify Me Now.

Second: Lets get your finances   in order based on your pre-qualified amount of $417,000 or below you will be required to have a minimum of 3% of the sales price available unless you are a Veteran or the property is located in a a Rural designated area these programs do not require a down payment and will financed 100% or more of the purchase price.

We can help you improve your financial independence and housing situation through face-to-face cash management and debt-management counseling, educational workshops for first-time home buyers, and Refinance Education.

If you are qualified for more than $417,000 but equal to or less then $729,750 you can still financed 97% using FHA  and 100% using VA , Conventional loans will require 10% down. 

Third: If you know you're credit qualified then your confident things are in order  Apply NOW if you have some concern request a free credit report .

Fourth: Begin to Collect the necessary documents:

Fifth: If you are a first time home buyer or experienced home buyer take a moment to tour our  Home Buyer Course

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