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Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
Here's an overview of the loan-application process STEP ONE -- Apply Now! Getting started is easy When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, click the Apply Now link and follow the instructions. Be sure to purchase your credit report the application cannot be reviewed with out it. At the appropriate time we'll order a property appraisal for you. STEP TWO -- Gather the following documents If Employed: W-2's last 2 years, 2 recent paystubs, (bi-weekly, bi-monthly) 4 if weekly, most recent bank, investment statement, CD's and/or 401k, Thrift Savings. If Self-Employed: All the above plus 2 years tax returns (Forma 1040, Sch A,C, and Form 2140); if partnership K-1 form and if Corporation 1120 or 1120s. Signed If own rental property or Real Estate Investor: All the above plus Sch. E or E's and rental agrements. Documents can be delivered via our secured dedicated fax line 240-358-1091, or by e-mail to processing@pmortgpros.com, or upload your PDF files after you complete your application by logging in to our site STEP THREE-- Order Appraisal Return to our site no sooner than 3 days after completing your application and purchase appraisal. STEP FOUR -- Your Loan is Approved and Funded We will will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase or refinance go smoothly.
We will coordinate with the escrow team and you'll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST!
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